Please note you can process a claim for mis-sold PCP yourself without the need to instruct a firm of solicitors or claims company. Please also note we cannot assist you if you have already instructed another firm to assist you. Instructing multiple firms will delay your claim.

Start My Car Finance Claim

The Car Finance Compensation Experts

Driven by legal finesse and no-nonsense communication, we’re helping drivers across the UK claim for mis-sold car finance.

Start My Car Finance Claim

✓ Find Car Finance Agreements in Minutes

⛔ No Win, No Fee*

£7.5 BILLION1
Estimated total cost of redress for mis-sold car finance
20262
Industry-wide scheme expected to deliver payouts from next year

1 Based on the FCA estimate of £7.5 billion in redress costs

2 Source: FCA Statement – 3 August 2025

What's this all about?

Took out car finance between 2007 and 2021? You might have been overcharged due to unfair commission deals — without even knowing.
Commissions were often added to finance agreements without customers knowing as they were not disclosed.
Although banned in 2021, these practices affected nearly 40% of car finance agreements — costing consumers billions.
The FCA is proposing a £7.5 billion redress scheme, with payouts expected to begin in 2026.
MotorReclaim makes it easy to check if you have a claim by using the checking tool below. You can then sign up to our services where we will process the claim for you.
Start My Car Finance Claim

You don’t have to use a claims management company to make a mis-sold car finance claim. You can contact your car finance provider or dealership directly at no cost. If they don’t resolve your complaint, you have the right to take the matter to the Financial Ombudsman Service for free.