Start My Car Finance Claim

The Car Finance Compensation Experts

Driven by legal finesse and no-nonsense communication, we’re helping drivers across the UK claim for mis-sold car finance.

Start My Car Finance Claim

✓ Find Car Finance Agreements in Minutes

⛔ No Win, No Fee*

£9–18 BILLION1
Estimated total cost of redress for mis-sold car finance
20262
Industry-wide scheme expected to deliver payouts from next year

1 Based on the FCA estimate of £9–18 billion in redress costs

2 Source: FCA Statement – 3 August 2025

What's this all about?

Took out car finance between 2007 and 2021? You might have been overcharged due to unfair commission deals — without even knowing.
Dealers were incentivised to hike your interest rate just to earn more. These commissions were rarely disclosed to customers.
Although banned in 2021, these practices affected nearly 40% of car finance agreements — costing consumers billions.
The FCA is proposing a £9–18 billion redress scheme, with payouts expected to begin in 2026.
MotoReclaim makes it easy to check if you're owed money. Start your claim today with our free online tool 👇
Start My Car Finance Claim

You don’t have to use a claims management company to make a mis-sold car finance claim. You can contact your car finance provider or dealership directly at no cost. If they don’t resolve your complaint, you have the right to take the matter to the Financial Ombudsman Service for free.